Chocolate Chip Banana Bread (Super Moist and Loaded with Chocolate Chips)

I still remember standing barefoot in my kitchen, banana-streaked hands and a half-empty bag of chocolate chips, thinking this would just be a “use up the ripe bananas” kind of day. What came out of the oven? A golden loaf of chocolate chip banana bread so rich and moist, I practically guarded it with my life.

Why You’ll Love This Chocolate Chip Banana Bread

This chocolate chip banana bread is everything you want in a cozy loaf—ultra moist, full of banana flavor, and absolutely packed with melty chocolate chips in every bite. It’s the kind of bake that makes your house smell like a warm hug. Even better? It’s a one-bowl wonder with simple pantry ingredients. It freezes beautifully, and yes—it tastes just as dreamy reheated with a pat of butter the next day.

Whether you’re baking for brunch, meal-prepping for snacks, or just need something sweet with your coffee, this chocolate chip banana bread’s got you covered.

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Ingredients You’ll Need

The best chocolate chip banana bread starts with ripe bananas and a few clever swaps for flavor and texture. Here’s what matters most:

Key Ingredients and Why They Matter

• Ripe bananas: The riper, the better—those black-speckled beauties bring deep banana flavor and natural sweetness. Here’s why overripe bananas are best for baking.
• Greek yogurt or sour cream: Adds moisture and a subtle tang that balances the sweet. The role of Greek yogurt in baking.
• Mini chocolate chips: They melt better and distribute more evenly for chocolate in every bite.
• Brown sugar vs. white: Brown sugar keeps the bread tender; white sugar gives it structure.
• Melted butter: Skips the creaming step and delivers a dense, rich crumb.

How to Make Chocolate Chip Banana Bread (Step-by-Step)

Step 1 – Prep and Mash

Preheat your oven to 325°F. Grease and line a 9×5-inch loaf pan with parchment. Mash your bananas until smooth but slightly chunky. Measure carefully—1½ cups is ideal. You can top off with applesauce if needed.

Step 2 – Mix Wet and Dry Separately

In a bowl, whisk flour, baking soda, and salt. In another bowl, combine melted butter and both sugars until thick and paste-like. Stir in bananas, eggs, yogurt, and vanilla. Don’t overmix.

Step 3 – Add Chocolate Chips and Bake

Fold in the flour mix, then stir in chocolate chips. Pour batter into the pan and sprinkle more chips on top.

Bake for 60–75 minutes until a toothpick comes out with moist crumbs. Cool fully before slicing this chocolate chip banana bread—it’s worth the wait.

Tips for the Best Chocolate Chip Banana Bread

• Use room temperature ingredients so they combine smoothly.
• Scoop and level your flour properly to avoid a dense loaf.
• Don’t overmix, or your chocolate chip banana bread could sink.
• Let it rest before slicing for those perfect bakery-style cuts.

How to Store and Freeze Banana Bread

Store your chocolate chip banana bread at room temp in an airtight container for up to 4 days. To freeze, wrap individual slices in plastic and store in a zip bag. Reheat in the microwave or toast for a crisp edge.

Chocolate Chip Banana Bread FAQs

More Easy Banana Recipes You’ll Love

Still craving banana goodness? Try our rich and fluffy lemon pound cake cookies, this decadent cocoa coffee cake, or browse our simple cupcake guide for sweet treat lovers.